Mora, T.i Prior,F. “Profiling of bank account usage by microfinance customers through branchless banking partnershipa in Morocco”.

In this study, we examined the profiles of the customers of the second largest microfinance institution (MFI) in Morocco who use bank accounts offered through a branchless banking partnership. We analysed a large database of customers and microcredits for the period 2010-2015 (554,541 customers, 1,503,061 microcredits and more than 5 million transactions). We first observed…

Mora, T.i Prior,F. “The Impact of Mobile financial services’ usage on microfinance delinquency: evidence from a randomized trial”.

This paper studies the impact of Mobile Financial Systems’ usage on microcredit delinquency ratios (days of late payment) in Tunisia by using either a two-part model or matching econometric procedures. Our large dataset (23,315) contains all of the administrative registers that belong to the six branches of Enda-Interarabe, the incumbent Microfinance Institution leader in Tunisia.…

Mora, T. I López-Valcarcel, B.G. “Breakfast choice: an experiment combining a nutritional training workshop targeting adolescents and the promotion of unhealthy products”.

Mora, T., Bago d’Uva, T. i Sicras-Mainar, A. “Education gradient in children’s Health care use: Health needs and preventive care”.

Breakfast choice: an experiment combining a nutritional training workshop targeting adolescents and the promotion of unhealthy products” Toni Mora & Beatriz Lopez.Valcarcel.